How Piggle works
Last updated 2 October 2026
Piggle turns pocket money into a weekly routine kids can see. You set a payday and how it splits across four jars, kids earn extra by doing jobs and sending you an invoice, and the Grow jar earns interest at a rate you choose. Piggle keeps the record while the real money stays in your bank.
Example family. Names and amounts are made up.
Three steps
Three steps to get going.
Set a payday
Pick the day, the amount and how it splits across the four jars. Piggle runs it every week.
Kids do jobs and send an invoice
They tick off a job, add a photo if you like, and you approve it with one tap.
Watch the jars grow
The Grow jar earns interest at a rate you set, paid weekly, so kids see saving pay off.
Getting started
How do I get started?
- Sign up and start your 30-day free trial. No card needed to start.
- Add each kid with a first name, birth year, a picture and a PIN, and choose Little mode or Big mode.
- Set up the family tablet or phone with a 6-digit code. You never sign in to your parent account on your kids' device.
- Set a payday: the day, the amount and the split across the four jars.
A short guide walks you through each step the first time you sign in.
Payday
How does payday work?
You choose the weekday, amount and jar split for each kid. Piggle records the payday each week and shows where every dollar went. You move the real money through your own bank. Bank matching is coming soon, and you can always mark a payday as paid yourself.
The four jars
What are the four jars for?
Spend
For now. Small treats and things they choose for themselves.
Save
For a goal. Taking money out waits 24 hours, so there is time to change their mind.
Give
For others. Choose a charity and see what the money does.
Grow
For later. Earns interest at the rate you set, paid every week.
Jobs
How do kids earn extra money?
Kids can finish a job, add optional photo proof and send you an invoice. You approve it before Piggle adds the payment to their Spend jar.
- Job reminders on their device.
- A 10% rate rise after four weeks in a row.
- Cover payments when one kid does a job for an away kid.
Saving
How does saving grow?
- Interest paid weekly at a yearly rate you set.
- Matching on money moved into Save, up to a weekly cap you set.
- Locked savings for a set time at a parent-set rate.
- Goals with a picture and a target.
- A 24-hour wait before money leaves Save.
Real lessons
What else do kids learn?
- Family tax that goes into a Family Fund, where the family can suggest ideas and vote.
- Bank of Mum and Dad loans at a rate you set.
- A wants and needs sorter.
- Pretend shares for ages 11 and up, using delayed real share prices. Parents can switch them off.
For parents
What do parents see?
- One list for job approvals and other requests.
- A Sunday evening email showing what each kid earned, saved and learned.
- One shared record for a kid across two homes.
Two kid modes
Little mode or Big mode?
Little mode gives 5 to 8 year olds big pictures, simple jar totals and less text. Big mode gives 9 to 13 year olds jobs, goals, the calculator and more learning tools. You choose the mode for each kid and can change it later.
Not sure how much to give? Try the pocket money calculator.
You can also see Piggle pricing.